What is an emergency fund? An emergency fund is money you have set aside to help to pay for those unexpected expenses that life can throw at you. This can be medical bills, your car breaking down, job loss, a relationship break-down, or having to travel at short notice for a family emergency. Whatever the…
Dates don’t have to be expensive and over-the-top. Sometimes it is the simplest and most inexpensive dates that are the most fun, whether it’s your first date, or you are in a long-term relationship and just want to spend some time together without the kids. Here are 50 free or cheap date ideas where being…
After the craziness of school holidays, Christmas and back-to-school preparations, your wallet may be feeling empty and the budget rather tight. Plus for many people, February is when the majority of credit card bills are due for their Christmas and holiday spending. Enter the Frugal February Challenge! As the shortest month of the year, February…
I have never been someone who sets New Year’s resolutions, hence why I’m only just posting this now in late January. Normally I just set my financial goals for the year in a section of my budget spreadsheet, where I can see it as a constant reminder whenever I update our monthly income and spending….
As I’ve gotten older, I’ve moved from having a huge, expensive and lavish Christmas Day to a more simple – but still amazing – Christmas on a budget, especially once the kids started coming along. Christmas now requires little effort to plan and execute while still being just as fun and festive as previous years!…